HUG is NOT a refinancing, consolidation or settlement program, and will not damage your credit or prevent you from using it. Most of our clients enjoy an effective interest rate of less than 3.75% including mortgage, credit cards, education debt and other types of debt obligations, saving tens of thousands of dollars in interest, and years of payments.
HUG is a proprietary debt-management and financial coaching system developed with students and parents in mind but available to everyone, whether or not you have education debt. In fact, even if you’re already completely debt-free if you feel you could benefit from budgeting assistance, financial crisis management, retirement or future goal planning – HUG can help!
The HUG primary website is built with the Drupal CMS. There is also a large custom built PHP application to handle the software used for the debt management.